What is the difference between a policyholder and insurer?

What is the difference between a policyholder and insurer?

I don't understand what the difference is between the two, as I need to know for my personal finance class. I've gotten many definitions but all I get is that 'a policyholder owns the policy and is not always the insurer'. Maybe a few situational examples would help me out.

 

BEST ANSWER: Try this site where you can compare quotes:INSUREQUOTE.US

 

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What is the difference between a policyholder and insurer?

I don't understand what the difference is between the two, as I need to know for my personal finance class. I've gotten many definitions but all I get is that 'a policyholder owns the policy and is not always the insurer'. Maybe a few situational examples would help me out.

 

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Car insurance question?

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How much would Insurance for a bike?

I want to get a 2005 YZR-R6 by yamaha. I dont have my motorcycle licence and im 17 years old. I will get my first written (m1) licence soon. the bike is cheap but im woried about insurance. For motorcycle insurance do you pay it for all 12 months? I will only be riding it in the summer time anyways so do companies allow you to only pay for 3-4 months?

 

What is the difference between a policyholder and insurer?

I don't understand what the difference is between the two, as I need to know for my personal finance class. I've gotten many definitions but all I get is that 'a policyholder owns the policy and is not always the insurer'. Maybe a few situational examples would help me out.

 

How much is insurance for an 18 year old?

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How do i get my own car insurance? I am 18 years old?

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Cheap insurance for young proffessonal driver?

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Do I HAVE to have car insurance in order to drive?

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Car insurance help plz?

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What is the cheapest Mitsubishi lancer insurance wise?

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Anyone bought a trampoline, put it up and then have an insurance company demand you take it down or drop you?

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Motorcycle insurance for a 17 year old?

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Who is responsible for the Car Insurance costs? (Please Read)?

Hello, I would really appreciate any one who can help me out with this, personally i am so disgusted with the government and the way the country is run that i don't know much about politics as i stay away from it for my own stress levels. Two months ago my nephew took his own life, as well as a variety of mental health problems (Which of course also go's uncared for in this country) other reasons he couldn't cope to live in society was that he couldn't get a job (200+ job application attempts) he discovered that to increase his chance of getting a job he would learn to drive so he can get to A to B. After going into approx. 90% of his life savings he managed to take driving lessons and even managed to pass his test. At this point he couldn't get insured because he discovered even if he was in a FULL TIME job he couldn't afford it. Yes he was male and was an adolescent. But he didn't want to drive to show off , have a nice car . Etc. he wanted a car to get to A to B to increase the chances of getting a job. I want to know who is in charge of car insurance etc. (department of transport??) so i can write to them and explain the situation which makes me sick to my stomach thinking about. Everyones aware the government are trying to get young drivers off the road, but to then expect them to find a job even in this tough climate is beyond me. I won't start/sign petitions because evidently from the past they don't really get you anywhere i just want to write to someone to tell them the story of why my nephew took his own life as well as to take out some of my anger on someone. Who can i contact? Thank you and i really appreciate any help anyone can give me x

 

 

Do I need an insurance license in California?

If I work for a licensed insurance agent in California by calling present clients to see if they need more or different insurance and ask questions to get a quote do I need to be licensed? The licensed agent will give all quotes.

 

 

Is Medicaid consider as A health insurance?

Hello, I live in Texas and am going to college. My mom wants me to get health insurance stuffs fill out for college, so I have to pay less(? not sure if this is true). The website told me to to file my health insurance so they can take some of the health bill off the insurance.

 

 

What kinda price for rego and insurance?

I what a 2000 TOYOTA CELICA ZZT231R SX what kinda price for rego and insurance?

 

 

Car insurance policy in new York?

When you get into a vehicle accident even though only one driver is at fault does both drivers insurance policy rate goes up?

 

 

I am selling my car while the insurance is about to expire.?

Do I need to buy a short term insurance to cover the car while I am trying to sell it? Btw it is parked on the driveway of my house and I won't have to drive it any more. But when there is a buyer coming to try the car I know it has to be insured at that time. So should I leave it until someone committed to buy the car or get it insured immediately? Hope someone who has same experience to answer this, many thanks.

 

 

When do car insurance rates drop?

At what age do car insurance rates drop? Currently I am a 20 year old male living in Kansas. Also what else will cause insurance to go down. If you get married, have kids, etc....? Thanks.

 

 

TRADE INSURANCE..................?

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I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!

 

 

Car insurance rates on honda civics?

I am a 18 year old female(I'll be 19 in a few weeks) living in Florida and just got my permit on December of 2011, and license July of 2012. I am going to the Honda dealership on October 1st with my dad to purchase my first car. We are not to sure if we are going to lease or finance, it all depends on the car rates and the deals they offer. I will be under my moms insurance through Geico. Because I am a first time driver and a girl i know it can be a little expensive. I know I can get discounts by having good grades which is good because I actually did have good grades in high school and currently attending a college. I just want to know estimates of how much I will be paying. Oh yeah, because I will be paying for my insurance. Not my mom nor my dad. I know it also depends on what type of car you have as well. It will be a white civic either 09 or 10. If anyone can help me out that would be great. I look forward to reading your answers. Thanks!

 

 

I am going to drive in a few years can somebody list some cars that are sporty but low on insurance?

please add if you can the insurance rates and the car name thanks!!

 

 

Do auto insurance companies have authority to require social security numbers for policyholders?

In applying for auto insurance, I note that several companies want social security numbers from applicants. Is this a legal requirement for obtaining auto insurance? or is it the policy of the insurer? or is it optional?

 

 

How much would car insurance cost for a first time buyer?

I'm 20, male, and buy a brand new car and it will be my first time driving, how much would I expect to pay for insurance in the first year?

 

What is the difference between a policyholder and insurer?

I don't understand what the difference is between the two, as I need to know for my personal finance class. I've gotten many definitions but all I get is that 'a policyholder owns the policy and is not always the insurer'. Maybe a few situational examples would help me out.

 

Cannot get any fr44 insurance?

every insurance company says I need to give $4500 down as a lump sum because of my driving record... any advise im in florida DUI, PIP claim, 2 speeding tickets

 

 

What should my average house insurance cost?

I'm buying an older house (1920's-1930's) in a working class neighborhood in California for about $200K. What should I expect to pay for my standard homeowner's insurance?

 

 

Does speeding tickets raise your insurance?

I've gotten 2 speeding tickets this month so I'm worried. Does this raise your insurance rates?

 

 

Best health insurance, help ?

I know nothing about insurance, share your experience with your search for health insurance. In your opinion, what's the best one ? Thanks in advance, Daniel :)

 

 

What's a good health insurance?

Im looking for a good health insurance for my mom. She is 61, healthy, never smoked and never into alcohol. She just moved here in California. Thank you

 

 

Is it okay to drive an unregistered car with insurance in California?

I'm in the process of getting the paperwork for registration, but it's taking longer than expected. The previous party (who I bought the car from) already gave up title to the car. I have the bill of sale and insurance and have been staring at an undriven car. Can I drive it? What are the consequences?

 

 

Medical insurance...? 10 points?

I am 14 and I have a medical insurance covers my doctors appointments and my medication but at what age would I lose all that.... If I do what can I do? What covers my medication and medical appointments? By the way I'm not illegal if that helps...

 

 

Car insurance for the clueless 19 year old :/?

I'm nervous about getting car insurance but I honestly need to get my foot in the door. Now give it to me straight guys, how high can it go if I'm nineteen years old, male, never been in an accident, had my licence since may, plan on getting a 90s car or EARLY 2000, and only plan to use it for really just going to work and such. :/ I feel like its going to skyrocket...just because I have a penis. Man when they told me that I thought about being arrested for being black on a friday afternoon on a wednsday :/ So how low can car insurance get?

 

 

Why are the local prices for auto insurance lower than online prices ?

Why are the local prices for auto insurance lower than online prices ?

 

 

Does anyone know of an affordable individual health insurance plan in Texas?

Does anyone know of an affordable individual health insurance plan in Texas?

 

 

17 and HIP insurance?

Im 17 and I need some type of health insurance because my parents dont carry on me. My mom is applying again for HIP health insurance because she missed her reevaluation. So can I apply for HIP health insurance? thanks!

 

 

What is auto insurance?

what is auto insurance? and.. Auto Insurance Homeowners Insurance Health Insurance Renters Insurance Life Insurance can someone explain these to me?

 

 

Can I put my motorcycle on my moms insurance?

For my 18th birthday im going to get my self a Ninja 250R, but I already have a 2009 Toyota and my mom also has a 2009 Toyota, because i am much younger my insurance will be very expensive... i was wondering if I can put the bike under my moms name so that I can give her money to pay it at a lower rate? or can it only be the owner of the bike? Also could I have her buy it under her name so it looks like she is the only owner or does that matter?

 

 

Can an auto insurance company total out your auto even if you want to repair it.?

I live in Texas.Ameriprise says that there is a law in the state of texas that says if the repairs are more than 80% of the car value they do not have to repair it but pay the value of the car minus deductable.They are not using the NADA value but looked for the average selling price in my area.Is this true and what value should they use?

 

 

If I get car insurance will my parents' rates go up?

If I get my own car insurance with my own policy from a completely different insurance company than my parents', but use the same address, would that cause my parents' rates to go up?

 

 

Car insurance for 5 weeks - where from at a good price?

I know Google will happily direct me to tons of crappy comparison sites, but I was wondering if anyone had some suggestions for a cheap car insurance in the UK for around 5 weeks. 28 days offered by many temp companies is slightly too short and probably too expensive, as is a year policy!

 

 

Which car models have good insurance rates?

I'm asking this question for a friend and she's curious to know some car models with good insurance rates. Any suggestions will be greatly appreciated :)

 

 

Will my car insurance go down if i go on my parents car insurance?

Im 16 at the moment and i am 17 in a few months and i will be learning to drive. I know car insurance is so high for a 17 year old, but i was wondering if i go on the parents car insurance for a while, will my car insurance go down when i get my own as i have had experience on the road

 

 

Help me find affordable health insurance in ny state if i am not poverty level?

Help me find affordable health insurance in ny state if i am not poverty level?

 

 

What is the best and cheap health insurance?

I came form a different country so i dont have any insurance when i came to california. What is the best that i dont have to pay anything when emergency and cheap like $30 per month.

 

 

I am 18 years old and going to lose my insurance NH?

My father lives in California and I was under his insurance until he got laid off, now I have about a month to get insurance and I am kinda screwed. I have to have allergy shots every three weeks and I am on a plan to control my allergies and asthma so having no insurance is not an option. My grandparents did have guardianship of me but since I am 18 I no longer qualify for their insurance.What do I qualify for and how do I apply?

 

 

Were can I buy cheap insurance to reg a 1966 Vw bug?

I live in daytona florida

 

 

Health Insurance for 25 Year Old Disabled Male?

I'm 23 years old and I live in California. I work full time but only make $8 an hour. My husband is 25 and has been disabled since age 12. He has a serious back injury and may be paralyzed one day and he cannot work. If this ever happens, I really don't want to be $1 million dollars in debt because we are uninsured. I have never bought health insurance before and I have NO IDEA what I am doing. I'm looking for insurance that will cover him if he needs to go to the emergency rooom, needs an operation or will cover him if he does indeed become paralyzed. Where do I start? What are our options? Will he be denied because of a pre existing condition? I don't care what I have to pay, I just want him to be insured. We don't want to go throught the process of getting him SSI because we don't want to be poor forever and if I make over a certain amount he will lose everything. Thanks for your help, I REALLY appreciate it.

 

 

In California, is there a penalty for not having car insurance, even if it's temporarily?

The car insurance on one of my cars runs out in a few days, and the insurance for the second car runs out at the end of this month. I was thinking of holding off on getting insurance for car #1 and start a policy for two cars at the same time. Of course, I don't intend to drive car #1 while it's not insured, it will just sit in my driveway. I heard that in some states, they will charge you for each day that your car is without insurance, even if you don't drive it. Is that the case for California?

 

 

Car insurance coverage fraud!?

My boyfriend did something very stupid that I am worried about. He wanted to apply for a pizza delivery job at Domino's. The thing is he did not have car insurance, so he faked one on the computer, it looked completely valid, but when he was applying for the job the manager called the company to see if it was valid. My boyfriend heard that he was doing this, then he walked out before the company called him back to say he wasn't in their data base. So my question is, since he faked coverage with that company, and his name did not register in their data base, would the company report it to the police that he tried to fake coverage with that company since it was brought to their attention? I am worried for my Love, please shine some light on this. Thank you! He is just worried that the insurance company that he tried to fake coverage with would notify the police and/or the DMV and put it on his license.

 

What is the difference between a policyholder and insurer?

I don't understand what the difference is between the two, as I need to know for my personal finance class. I've gotten many definitions but all I get is that 'a policyholder owns the policy and is not always the insurer'. Maybe a few situational examples would help me out.

https://www.linkedin.com/pulse/does-having-coupe-make-your-insurance-go-up-william-blanchard/